PDP Group Inc. Property and Casualty Insurance for Dealers

Umbrella

Individuals and the society at large are more litigious than ever. For this reason, a properly structured umbrella liability policy is critical to balancing out your dealership insurance package. Consider the following when purchasing umbrella protection:

Adequate Policy Limits

Make sure your umbrella limits are sufficient to cover defense costs in case an unfortunate litigation situation arises. PDP's umbrella provides coverage for defense costs over and above the policy limit, giving you the full protection you need.

No Aggregate Limitations for Auto Liability

An aggregate limit is the maximum amount an insurance company will pay in any one policy period. Aggregate limits can be dangerous to your business if you suffer repeated incidents or loss occurrences. PDP imposes no aggregate limits on its umbrella policy for auto liability.