PDP Group Inc. Property and Casualty Insurance for Dealers

Dealer Pollution Legal Liability

Pollution coverage is seldom discussed today - unless you have a claim for which your regular insurance program does not provide coverage.

The level of awareness of pollution-related claims may have diminished in recent years, but firms are still spending millions of dollars annually to solve pollution-caused problems.

All auto dealers face pollution exposure, even with the most careful day-to-day procedures in place.

A task as simple as cleaning your service area floor could result in a pollution claim costing you thousands of dollars to settle. Why? Because the wash water contains brake cleaner fluid, oil, asbestos from brakes, and many other hazardous substances commonly found in the service area. If your porter pours wash water down the wrong drain (such as a municipal sewer), you have just invited the Environmental Protection Agency to come knocking on your door.

The Preferred Dealer Protection program offers the most comprehensive pollution product available in today's marketplace. Automobile Dealers' Pollution Legal Liability coverage is easy to understand, competitively priced, and provides optional coverage for pollution legal liability, underground storage tanks or both.

Does your dealership face pollution and hazardous waste exposure? Take a moment to review the areas listed below:

• above-ground storage tanks
• spilled petroleum products
• spent paint thinner
• underground storage tanks
• used oil
• wash water
• used batteries
• carburetor cleaner (TCE)
• oil/water separators
• grease traps

If the answer is "yes" then you have a pollution exposure. Contact your PDP representative to learn how to protect your dealership from these and other environmental hazards.